Monday

Get free MTN 150mb Data Bundle.

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To get your own 150mb Data bundle
Just add that TV link.
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Sunday

RaYmonD Digital Tech.

RaYmonD Digital Tech.

Looking for where to convert your giftcards(Amazon, Itunes, Steam, Walmart, Vanilla, Best buy, Google play, Gamestop, etc.)  to cash(Naira or Bitcoins)? Look no more.



Welcome to RaYmonDTech, Nigeria's No. 1 Gift Card Exchanger. LeoRaYmonD helps you convert your Itunes gift card to cashSteam cardsGoogle Play, Amazon, etc. gift cards to Naira or bitcoins. Our staffs are always available 24/7 to attend to your orders. We accept legitimately purchased Usa, Uk, Austaralian and Canadian itunes gift card, Steam cards, Googleplay, Best buy, Sephora gift cards, etc. in exchange for cash.
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Thursday

Wednesday

Millions of Nigerians Will Not Have Access To Their Account By January.

Millions of Nigerians Will Not Have Access To Their Account By January.


Provision of an evidence of tax payment will be a condition for operating a bank account as from January, this is according to the Financial Bill that has been passed by the National Assembly.
The Bill which was submitted by President Muhammadu Buhari to the lawmakers is designed to catch more people in the tax net and streamline the tax regime.
The bill will be signed alongside the budget before this month runs out, so that there will be a return to the January to December budget cycle.
A section of the bill will make it mandatory for anyone wanting to open an account to provide his Tax Identification Number(TIN), while those who already have accounts with banks will also be required to provide their TIN.
There are over 30 million Bank Verification Numbers (BVN) linked accounts.
The Tax Identification Number (TIN) is a unique identifier for an individual or a company for tax remittance according to the Joint Tax Board.
It is prepared by the tax office and issued for proper identification and verification.
Getting a TIN is free, the generation is real-time and doesn't normally exceed 48 hours after a request is submitted.
Another major interesting feature of the Financial Bill is the hike in the Value Added Tax(VAT) from the extant 5% to 7.5%.
Emails will be accepted by the tax authorities as a formal channel of correspondence with taxpayers henceforth.
The bill will also strategically "promote fiscal equity by mitigating instances of regressive taxation; reform domestic tax laws to align with global best practices; introduce tax incentives for investments in infrastructure and capital markets; support small businesses in line with the ongoing Ease of Doing Business Reforms; and raise revenues for the Government by various fiscal measures."
Under the proposed Personal Income Tax Act(PITA): the bill will state that pension contributions no longer require the approval of the Joint Tax Board(JTB) to be tax-deductible.
The bill when signed into law will remove the tax exemption on withdrawals from pension schemes except prescribed conditions are met.
A penalty of 10% of the tax not deducted, plus interest at the prevailing monetary policy rate of the Central Bank of Nigeria (CBN) will be on failure of tax agents appointed for tax deduction to deduct tax.
Conditions attached to tax exemption on gratuities will be removed by the bill, that is gratuities are unconditionally tax exempted. The administration of Personal Income Tax Act(PITA) as being performed before by the Joint Tax Board (JTB) will now be taken over by the FIRS.
Late filling of Value Added Tax(VAT) is another penalty that will come into effect when the bill becomes law.
There is an upwards review of the penalty for failure to register for VAT to N50,000 for the first month of default and N25,000 for each subsequent month of default. This also applies to failure to notify the FIRS of change in company address and failure to notify FIRS of permanent cessation of trade or business.
Just like the VAT amendment, the bill is also introducing Capital Gains Tax(CGT) exemption on Group reorganisations, subject to the following conditions being met:
Assets are sold to a Nigerian company and is for the better organisation of the trade or business; the entities involved are within a recognised group 365 days before the transaction, and the relevant assets are not disposed earlier than 365 days after the transaction.
The current practice is that companies send an approval request letter under CITA S29(9) to the FIRS, and include a CGT exemption request. Currently, the CGT Act imposes CGT on compensation for loss of employment above N10,000.
There will be an expansion of coverage of this provision by renaming it "compensation for loss" and increase the minimum threshold from the present N10,000 to N10m.

Tuesday

How to Open, Develop and Promote Online Business?

How to Open, Develop and Promote Online Business?


Business on the Internet is a job where you organize your own business, sell goods or services and get paid for it. Working on the Internet is not a click for clicking on links or playing in a virtual game. For organizing an online business, any ideas are suitable:

·        sell goods: clothing, food or equipment;
·        provide services: photograph, typeset or make advertisements;
·        to educate: conduct negotiation training or soap cooking webinars.

To organize a business, it is not necessary to rent an office, hire people and rent a large warehouse. All work can be configured on the Internet. Make a website or create a blog for free, write about the conditions and payment, run advertising and promotion. As soon as you attract the first customers and receive the first revenue, consider that you have already earned a business.

What is online business like?

Usually people who have business ideas do not ask such a question and immediately launch what they are interested in. But if you don’t have ideas yet and you don’t know which business to open, then you can work in network marketing, become a partner of the company or sell goods for interest.

How the industry of multilevel marketing on the Internet works

In network marketing, products are distributed on the recommendation, in person or on social networks and sites. You can offer goods to friends and neighbors, create and fill a group on a social network, create your own website, advertise products and receive an interest in goods turnover. Be prepared that networkers do not like, and work on a good business reputation will have a lot. All of that and more is explained by professionals on Wifientrepreneur which made it happen for many aspiring entrepreneurs.

According to the affiliate program, you can post links to goods on your website or in a group. The affiliate link contains special codes by which all sales from your site are fixed. When a person clicks on such a link, the store will recognize it and after the purchase will transfer you a reward. Even if a person doesn’t immediately buy the product, you will still receive an interest in the sale from your link.

In these types of businesses, the company pays tax on your income. But there are companies for working with which you need to have an IP in order to pay income tax yourself. Find out in advance.

How to open a business?

You can open any business. Develop an idea that inspires you or one that will have few competitors and great demand. If you like to shoot videos and make clips, then put together a site or group with your work, promote it and offer services to people and companies.

If you are into fashion or know where to get rare brands of clothes and shoes, then organize an online store, buy from suppliers at a wholesale price, and sell on your website at your own price. If you are a lawyer and you have extensive experience, then you can advise people online, conduct training and sell your courses to entrepreneurs and large companies.

You can start a business on the Internet with an idea, but to make it work, you need to promote it and register it in the tax.